Ordering an appraisal from Grass Appraisal Services

To a lot of us, an appraisal just looks like a line item in the long list of items for a home sale or refinance. And even though there are a multiplying number of automated home valuation processes that may appear more prudent than an appraisal, most lenders still call in a local expert because the stakes are incredibly high. But is securing a mortgage the only reason you should get an appraisal? Are there more instances when the services of a certified, independent real estate professional could come in handy? Of course.


	Secure appraisal ordering is not a problem with Grass Appraisal Services. Just click here

Challenge your tax assessment in Cabell County

It's possible you're paying too much in property taxes if you live in an area where property values have depreciated. Ad Valorem taxes are determined by a past assessment of your home, so if values have declined in your neighborhood, you can challenge your assessment and save money. An appraisal from Grass Appraisal Services is your best evidence when building your case. At Grass Appraisal Services,we can assist you in challenging your tax assessment.

PMI removal to lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance plan that many lenders ask home owners to buy when the amount being loaned to the homeowner is more than 80% of the actual value of the real estate. Since the added payment is usually bundled into the monthly mortgage payment, it is often forgotten. PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to remove the PMI installments when the balance is paid down to 78% of the original value.

If you'd like to do away with PMI, Grass Appraisal Services can produce a statement regarding the value of your home. The price you paid for the appraisal can usually be offset in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Grass Appraisal Services

A divorce is often complicated by the troublesome decision of who keeps the property, and it can be a particularly heartbreaking event for both parties. So both parties are entirely aware of the true market value of their house, it's a good idea to order an appraisal from Grass Appraisal Services, regardless of the circumstances.

If the parties wish to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Settling an estate with peace of mind

The death of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We guarantee the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to handle these matters, unlike wealthier individuals. And since a home or other property often makes up an uneven share of the total estate value, knowing the precise value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received an honest deal.

Relocating to or from Cabell County

We know the stress involved with an employee relocation. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. During our detailed process, we recommend relocating employees to provide feedback on the positive aspects of their property, as well as information about any new sales or listings in their area that they want considered.

Selling your home quickly at the right price with an appraisal from Grass Appraisal Services

Whether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a more informed decision when determining your selling price. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees aren't related to the sales price, but rather they rest on our efforts to finish the appraisal.

On a daily basis, we determine the difference in value things like an extra bathroom or a kitchen remodel can make. Getting a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses stay on the market.